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Analytics Manager, Full Stack

May 29, 2026

<div class="content-intro">Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.</div>The Fraud Strategy & Analytics team works cross-functionally with Machine Learning, Product, Engineering, and Operations to combat fraudulent activities and to foster a safe platform. We're looking for a new team member to help lead our team’s fraud monitoring and detection efforts and own fraud escalations as we scale internationally. Additionally, this role will work closely with our cross functional partners to help develop our fraud detection and decisioning systems. <h2>What you'll do</h2> <ul> <li style="line-height: 2;">Develop strategies for monitoring and preventing fraud across our network, advising on best practices and ensuring the strategies align with risk management goals.</li> <li style="line-height: 2;">Leverage advanced data analytics to identify loss drivers, derive insights and optimize fraud management strategies</li> <li style="line-height: 2;">Report on fraud trends and loss drivers to cross functional partners and senior management</li> <li style="line-height: 2;">Quickly respond to fraud rings and ensure issues raised by other teams are addressed in a timely manner</li> <li style="line-height: 2;">Work together with our operations team to help limit losses and ensure optimal review volumes</li> <li style="line-height: 2;">Assist with evaluation and development of new external or internal features/signals to improve our fraud detection capabilities</li> <li style="line-height: 2;">Assist with team planning and goal setting as well as coaching and mentorship of more junior team members</li> </ul> <h2 style="line-height: 2;">What we look for</h2> <ul> <li style="line-height: 2;">7+ years of experience in Fraud Management or a related field preferred with a prior emphasis on analytics.</li> <li style="line-height: 2;">Product knowledge - Passion to understand how the product works and how to change it to make it more effective</li> <li style="line-height: 2;">Able to thrive in a fast-paced environment and be responsive and available during times of peak fraud activity</li> <li style="line-height: 2;">Ability to work later starts several days a week so as to allow for increased overlap with US based colleagues.</li> <li style="line-height: 2;">Technical skills - Extensive experience writing and analyzing SQL queries; comfort using python or other scripting languages for data analysis</li> <li style="line-height: 2;">Communication - Ability to build strong cross functional partnerships and work with a diverse range of teams across the organization. Ability to communicate analyses and recommendations clearly to both technical and non-technical audiences</li> <li style="line-height: 2;">Multi-tasking - Strong time management skills and the ability to shift focus on a moment's notice to respond to changes in fraud pressure and tactics</li> <li style="line-height: 2;">Industry knowledge - Working knowledge of the fundamentals of payment processing and an understanding of industry risk trends, including familiarity with risk strategy development.</li> <li style="line-height: 2;">Bachelor’s degree, or local equivalent, in a quantitatively rigorous field like engineering, statistics, math, finance, economics desired</li> </ul> <h3>Compensation and Benefits</h3> Base Pay Grade - O Equity Grade - Spain 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). ESP base pay range per year: €96,000 - €126,000 Additional benefits include: <ul> <li>Type of employment: Contract of Employment</li> <li>Flexible Spending Wallets for tech, food and lifestyle</li> <li>Away Days - wellness days to take off work and recharge</li> <li>Learning & Development programs</li> <li>Parental benefits</li> <li>Employee Resource & Community Groups</li> </ul> We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role. Location - Remote Spain #LI-Remote<div class="content-conclusion"><div> Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li style="font-weight: 400;">Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li style="font-weight: 400;">Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li style="font-weight: 400;">Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li style="font-weight: 400;">ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. </div> <div> By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein. </div></div>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...